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Author: Ingrid Ulst

financial services legislation. Keywords consumer loan, cross-border services, electronic money, financial services, payment instrument, prepaid card, retail lending, SMS loan 1. Introduction Innovative financial solutions are often said to be always one step ahead of regulation and existing legal

In: Review of Central and East European Law

Law 28 of 17 Jul 2008 (assistance to citizens who have defaulted on consumer loans from banks and investment companies). Followed by Law 51 of 25 Jul 2010 (creating a much larger fund to aid and assist consumers in dealing with repayment of consumer and installment loans). In force 1 Aug 2010

In: Foreign Law Guide

. Regulations on products and technologies with dual uses or applications in Sbírka zákonú 2004 no. 594. Act 321 of 2001 (conditions governing consumer loans). English translation, as of 2006, on the website of the Ministry of Industry and Trade at http://www.mpo.cz/dokument14234.html. Law 22 of 1 Sep 1997

In: Foreign Law Guide

.  [Act on Consumer Loans] Lög um neytendalán, Nr. 33/2013, effective 1 Nov 2013. https://www.althingi.is/lagas/148a/2013033.html. Consolidated and official. Icelandic.  [Museum Act] Safnalög, Nr. 141, effective 1 Jan 2013. https://www.althingi.is/lagas/148a/2011141.html. Consolidated and official

In: Foreign Law Guide

Protection, 2d ed. (Huntington, NY: Juris Publishing, Inc., 2013). Thorough analysis and comprehensive review of consumer protection legislation, advertising, standard terms and consumer rights. Subject Searches: Consumer protection--Law and legislation--Denmark. Primary Sources [Consumer loan companies act

In: Foreign Law Guide

af lov om kreditaftaler, Bekendtgørelse af lov nr. 817 af 6 Aug 2019. https://www.retsinformation.dk/Forms/R0710.aspx?id=209544. Most recent official consolidation. Danish.  [Consumer loan companies act] Lov om forbrugslånsvirksomheder, Lov nr. 450 af 24 Apr 2019. https

In: Foreign Law Guide

?id=209544. Most recent official consolidation. Danish.  [Consumer loan companies act] Lov om forbrugslånsvirksomheder, Lov nr. 450 af 24 Apr 2019. https://www.retsinformation.dk/Forms/R0710.aspx?id=208701. Most recent official consolidation. Danish.  [Act on bills of exchange and promissory notes

In: Foreign Law Guide

consumer loans, which were defmed as loans for R09,000 (roughly US$23,400) or less. The Central Bank has issued a new circular (BM 863 dated 16 January 1999) which represents a change in policy by removing all interest rate caps. The reason for continuing to regulate interest rates in relation to personal

In: Yearbook of Islamic and Middle Eastern Law Online
Author: Ingrid Ulst

, APRC continues to comprise all the costs related to a consumer loan—including interest, commissions, taxes and fees which the consumer has to pay in connection with the loan agreement (except for notary fees). The costs of maintaining an account recording for both payments and drawdowns, the costs of

In: Review of Central and East European Law

, charging (somewhat higher) interest on mortgages and other consumer loans. These will be regulated, since (as today) savings deposits are insured by the government. They will make consumer loans, but not loans to businesses. Re. 3): Although most workers in Economic Democracy work in either the public

In: Perspectives on Global Development and Technology